Wednesday, August 12

FIRE

Savings rate

30.8%

of income kept, last 6 mo

Runway

3.7 yrs

liquid assets ÷ expenses

Coast-FIRE

14 yrs 8 mo

~ Apr 12, 2041

FIRE number

$1.8M

4% withdrawal · $72K/yr

Progress to financial independence

$266,770.13/ $1,800,000.00

14.8%

Contributing $3,500.00/mo, growing at 7% — about 14 yrs 8 mo to go.

Net-worth projection

Assumptions

Annual expensesThe spending your nest egg must cover each year

Withdrawal rate %4% rule by defaultExpected return %nominal annual

Monthly contributionInvested toward FIRE each monthTarget retirement age (opt)

Net-worth milestones